Advantages of Antispyware Programs

Much like the antivirus programs, now a days anti spyware programs also is a must if you are browsing the net. Most of the antivirus programs provide a good job by taking care of the computer viruses. However, many of them fail to detect the spyware which gets installed onto the PC when connected to the internet. This is where Anti spyware programs comes to help. They do a good job by protecting our computers by identifying the spyware and promptly remove them.

There are so many antispyware programs are available in the market. Both in the Online as well as near to your computer retail showroom. However, you have to ensure that you buy a good Anti spyware program which fulfills the requirements what it promises. Also, make sure to check that the software works on your Operating System. Most of them work on Windows Operating system; however, there is no harm in double checking the same.

Some of the characteristics of a good antispyware program is as below.

Real time scanning

Real time scanning is the heart of these type of programs. The program once installed should reside on your system tray and should be able to do a real time scan in the background. This way it should be able to identify all kinds of threats like Adware, spyware, Trojans and the harmful key loggers.

Automatic Updates

There is no point in having an Antispyware software program which does not update the spyware definitions automatically and at periodic intervals.

Customer Support

Most of the time you will not be require to call up their helpdesk as the software will work automatically provided if the operating system is compatible and all the installation prerequisites are met. However, if you run across any installation problems or some kind of bugs customer service comes in handy.

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Who Invented Dell Computers?

The invention and the history of the Dell computer is quite interesting. First of all, it was in 1984 when Michael Dell, a student at the University of Texas at Austin, created the company PC's Limited. He only had a starting capital of $ 1,000. So what he did was started working out of his dorm room to build personal computers made from stock components. These computers were to be IBM compatible because that was the standard at that time. If a computer were to function with various pieces of hardware, it needed to be IMB compatible.

It is when Michael Dell figured that selling computers directly to customers to determine customer need that he dropped out of college. His family then extended him the $ 300,000 in expansion capital that he needed to make his business take off.

A success

It was in 1985 that the Turbo PC was developed and it sold for less than $ 800. It contained an Intel 8088 processor that ran at 8 MHz, which is significantly slower than the computers that we use today. Computers today are running in gigahertz, which are hundreds and even thousands of times faster than the 8 MHz processor that Michael Dell was installing in his computers at the time. But the truth is that this was the best that could be done in 1985. The technology was developing.

But there was an aspect of PC's Limited that was unique from the rest and continues to be this way today. It is the fact that customers could order their computers rather than buy a computer that was already assembled. This allowed individuals to receive computers at lower prices than what they could get with their competitors. This definitely worked because PC's Limited grossed $ 73 million in its first year of trading.

The beginning of Dell

It was in 1988 that PC's Limited became Dell. Prior to that, the company already had 11 international operations occurring, so the company was quite large. There were on site services set up to compensate for the lack of businesses acting as service centers for Dell computers. It was in 1990 that Dell attempted to sell through club houses, but had very little success with this. So it is then that Dell went right back to its direct to customer sales.

In 1996, Dell started selling computers on its website. An individual could go onto the website and custom design their computer so that it would be built to their specifications. From there, it would be shipped to the customer's home. Financing was made available so that individuals would be able to acquire their computers easily.

In 1999, Dell became the largest personal computer seller when they took over Compaq computers. Their revenue topped $ 25 billion in 2002. Also in 2002, Dell started selling televisions and other electronic items. They now have Dell brand printers, LCD TVs, and much more. Because of the expansion beyond computers, Dell was changed to Dell Inc. In 2003.

It is amazing that this billion dollar company started in a dorm room with $ 1000 in starting capital. And Michael Dell has always stood by the principles of letting individuals have the capability to design their own machine. Although there are Dell computers now sold in various retail outlets, a person can still go to the website and design the machine of their dreams. And Dell also offers a lot of assistance for individuals needing help with their computers. They offer on-site services and so much more for the computer user so that they can have the best experience possible.

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Turn Your Basement Into a Virtual Shooting Gallery

An indoor shooting simulator is easy to add on to most projection based home theater systems, and in most cases is an inexpensive way to add hours of entertainment for the whole family. People of all ages enjoy playing the wide range of games that are available for the system, everything from “Baseball Challenge” to “Elephant Hunter” will keep your family and friends entertained. Utilizing a shooting simulator is not only a great way to add excitement to your home theater room; it is also a get way to keep your shooting skills sharp.

System Basics:

There are a few basic requirements for adding a shooting simulator to an existing home theater. The simulator runs on a normal Windows based computer, software is compatible with Windows XP, Windows Vista and Windows 7. The image is broadcast through a projector to a screen, which most projectors and home theater screens will be suitable for use with this simulator. Now all you need to add is a basic simulator package, which includes a rifle, case, camera and five games. Installation of the simulator will only take about thirty minutes to setup and install the new software and hardware. Now you are ready to start enjoying the very best of simulated shooting. To recap the items you need: computer, projector, screen and a simulator package.

Benefits of Indoor Shooting:

There are many advantages to adding an indoor shooting simulator to you home theater room, these are just a few.

Convenience- having the ability to practice your shooting skills from within your own house, cuts down on drive time to the range and you can fire up your system anytime you want.

Cost Savings- ammunition is expensive! You will save a lot of money practicing your skills using a true to life replica laser firearm verses using live ammo.

Safety- using a laser firearm is a much safer weapon to practice will and it’s a lot better for your hearing.

Shooting Variety- with a shooting simulator you have the ability to practice your skills on a wide range of software titles. You can practice shooting skeet and with just a touch of a button you can switch over to another game and practice your marksmanship on simulated popup targets.

Entertainment- Gather you friends and family, challenge them for the highest score or for bragging rights.

Packages and Software:

With this system, there are many packages of both hardware and software available. Looking for a portable package or maybe a complete package if you don’t have a projector, computer and screen? Those packages and more are available. There are over 35 software titles currently available, which can be purchased separately or in 15 game packages. Software titles are being added, so you will always have the option to buy the latest games on the market. Do you have the best Halloween party on your block? There is a Halloween software package that will insure your party is unforgettable. Do you have a young hunter or marksman that could benefit from “Hunter’s Education” software? It is an option on this simulator. Teach them everything from ethical shooting to animal anatomy, with the hunter’s Ed package. Looking to hone your archery skills? This simulator has packages available for you bow enthusiasts. There are several optional firearms which can be added to the system, to maximize the skill development and enjoyment of the simulator.

Adding a shooting simulator to your theater room is easy and a cost effective way of increasing the entertainment value of your room as well as improve shooting skills. If you would like some more information on the shooting simulators or have any questions please contact me through the website.

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Choosing the Right SDLC For Your Project

Choosing the right SDLC (Software Development Lifecycle) methodology for your project is as important to the success of the project as the implementation of any project management best practices. Choose the wrong software methodology and you will add time to the development cycle. Adding extra time to the development cycle will increase your budget and very likely prevent you from delivering the project on time.

Choosing the wrong methodology can also hamper your effective management of the project and may also interfere with the delivery of some of the project’s goals and objectives. Software development methodologies are another tool in the development shop’s tool inventory, much like your project management best practices are tools in your project manager’s tool kit. You wouldn’t choose a chainsaw to finish the edges on your kitchen cabinet doors because you know you wouldn’t get the results you want. Choose your software methodology carefully to avoid spoiling your project results.

I realize that not every project manager can choose the software methodology they will use on every project. Your organization may have invested heavily in the software methodology and supporting tools used to develop their software. There’s not much you can do in this case. Your organization won’t look favorably on a request to cast aside a methodology and tools they’ve spent thousands of dollars on because you recommend a different methodology for your project. We’ll give you some tips on how to tailor some of the methodologies to better fit with your project requirements later in this article. In the meantime, before your organization invests in software development methodologies you, or your PMO, ought to be consulted so that at least a majority of projects are benefited from a good fit.

This article won’t cover every SDLC out there but we will attempt to cover the most popular ones.

Scrum

Scrum is a name rather than an acronym (which is why I haven’t capitalized the letters), although some users have created acronyms, and is commonly used together with agile software development. Scrum is typically chosen because of its iterative nature and its ability to deliver working software quickly. It is chosen to develop new products for those reasons. There is typically no role for a project manager in this methodology, the 3 key roles are: the scrum master (replacing the project manager), the product owner, and the team who design and build the system. There is only one role that you would be asked to play if your organization is committed to using this methodology, scrum master. If you should determine that this would actually be the best methodology for your project, you’ll have to re-examine your role as project manager. You can either identify a suitable scrum master and return to the bench, or fill the role of scrum master.

Scrum suits software development projects where its important for the project to deliver working software quickly. Scrum is an iterative methodology and uses cycles called sprints, to build a working system. Requirements are captured in a “backlog” and a set of requirements is chosen with the help of the product manager. Requirements are chosen based on 2 criteria: the requirement takes priority over others left in the backlog and the set of requirements chosen will build a functioning system.

During the sprint, which can last from 2 to 4 weeks maximum, no changes can be made to the requirements in the sprint. This is one of the reasons that a project manager isn’t necessary for this methodology. There is no need for requirements management because no changes are allowed to the requirements under development. All changes must occur in the requirements set in the backlog.

Scrum will be suitable for software development projects where the product is a new software product. By new I mean that it is new to the organization undertaking the project, not in general. The methodology was developed to address a need for a method to build software when its necessary to learn on the fly, not all requirements are known to the organization and the focus is on delivering a working prototype quickly to demonstrate capabilities. You need to be careful when choosing requirements to deliver in each sprint to ensure that the set developed builds a software system that is capable of demonstrating the feature set supporting the requirements included.

You also need to ensure that these requirements are well known and understood as no changes are allowed once the sprint starts. This means that any changes to the requirements must come through a new set of requirements in the backlog making changes to these requirements very expensive.

This methodology divides stakeholders into 2 groups: pigs and chickens. The inventors of this methodology chose this analogy based on the story of the pig and the chicken – it goes something like this. A pig and a chicken were walking down the road one morning and happened to notice some poor children who looked like they hadn’t eaten for days. The compassionate chicken said to the pig: “Why don’t we make those children a breakfast of ham and eggs?” The pig said: “I’m not happy with your suggestion. You’re just involved in making the breakfast, I’m totally committed!” The point to this is the product owner, scrum master, and team are all in the “pig” group. All others are in the “chicken” group. You will be in the “chicken” group if you choose the Scrum methodology as a project manager.

Waterfall

Waterfall methodology calls for each phase of the development cycle to be repeated once only. Requirements will be gathered and translated into functional specifications once, functional specifications will be translated to design once, designs will be built into software components once and the components will be tested once. The advantage of this methodology is its focus. You can concentrate the effort of all your analysts on producing functional specifications during one period rather than have the effort dispersed throughout the entire project. Focusing your resources in this way also reduces the window during which resources will be required. Programmers will not be engaged until all the functional specifications have been written and approved.

The disadvantage of this approach is its inability to teach the project team anything during the project. A key difference between the waterfall approach and an iterative methodology, such as Scrum or RUP, is the opportunity to learn lessons from the current iteration which will improve the team’s effectiveness with the next iteration. The waterfall methodology is an ideal methodology to use when the project team has built software systems very similar to the one your project is to deliver and has nothing to learn from development that would improve their performance. A good example of a project which would benefit from the waterfall methodology is a project to add functionality to a system the project team built in the not too distant past. Another example of an environment that is well suited to the waterfall methodology is a program to maintain a software system where a project is scheduled for specific periods to enhance the system. For example, an order and configuration software system which is enhanced every 4 months.

The waterfall methodology does not lend itself particularly well to projects where the requirements are not clearly understood at the outset. Iterative approaches allow the product owners or user community to examine the result of building a sub-set of requirements. Exercising the sub-set of requirements in the iteration’s build may cause the product owners or user community to re-examine those requirements or requirements to be built. You won’t have that opportunity with the waterfall method so you need to be certain of your requirements before you begin the build phase. Interpreting requirements into functionality is not the only aspect of development that can benefit from an iterative approach. Designing the system and building it can also benefit from doing these activities iteratively. You should use the waterfall method when your team is familiar with the system being developed and the tools used to develop it. You should avoid using it when developing a system for the first time or using a completely new set of tools to develop the system.

RUP

The Rational Unified Process, or RUP, combines an iterative approach with use cases to govern system development. RUP is a methodology supported by IBM and IBM provides tools (e.g. Rational Rose) that support the methodology. RUP divides the project into 4 phases:

1. Inception phase – produces requirements, business case, and high level use cases

2.Elaboration phase – produces refined use cases, architecture, a refined risk list, a refined business case, and a project plan

3. Construction phase – produces the system

4. Transition phase – transitions the system from development to production

RUP also defines 9 disciplines: 6 engineering disciplines, and 3 supporting disciplines: Configuration and Change Management, Project Management, and environment so is intended to work hand in hand with project management best practices.

Iteration is not limited to a specific project phase – it may even be used to govern the inception phase, but is most applicable to the construction phase. The project manager is responsible for an overall project plan which defines the deliverables for each phase, and a detailed iteration plan which manages the deliverables and tasks belonging to each phase. The purpose of the iterations is to better identify risks and mitigate them.

RUP is essentially a cross between Scrum and waterfall in that it only applies an iterative approach to project phases where the most benefit can be derived from it. RUP also emphasizes the architecture of the system being built. The strengths of RUP are its adaptability to different types of projects. You could simulate some of the aspects of a Scrum method by making all 4 phases iterative, or you could simulate the waterfall method by choosing to avoid iterations altogether. RUP will be especially useful to you when you have some familiarity with the technology but need the help of Use Cases to help clarify your requirements. Use Cases can be combined with storyboarding when you are developing a software system with a user interface to simulate the interaction between the user and the system. Avoid using RUP where your team is very familiar with the technology and the system being developed and your product owners and users don’t need use cases to help clarify their requirements.

RUP is one of those methodologies that your organization is very likely to have invested heavily in. If that’s your situation, you probably don’t have the authority to select another methodology but you can tailor RUP to suit your project. Use iterations to eliminate risks and unknowns that stem from your team’s unfamiliarity with the technology or the system, or eliminate iterations where you would otherwise use the waterfall method.

JAD

Joint Application Development, or JAD, is another methodology developed by IBM. It’s main focus is on the capture and interpretation of requirements but can be used to manage that phase in other methodologies such as waterfall. JAD gathers participants in a room to articulate and clarify requirements for the system. The project manager is required for the workshop to provide background information on the project’s goals, objectives, and system requirements. The workshop also requires a facilitator, a scribe to capture requirements, participants who contribute requirements, and members of the development team whose purpose is to observe.

JAD can be used to quickly clarify and refine requirements because all the players are gathered in one room. Your developers can avert misunderstandings or ambiguities in requirements by questioning the participants. This method can be used with just about any software methodology. Avoid using it where the organization’s needs are not clearly understood or on large, complex projects.

RAD

RAD is an acronym for Rapid Application Development uses an iterative approach and prototyping to speed application development. Prototyping begins by building the data models and business process models that will define the software application. The prototypes are used to verify and refine the business and data models in an iterative cycle until a data model and software design are refined enough to begin construction.

The purpose of RAD is to enable development teams to create and deploy software systems in a relatively short period of time. It does this in part by replacing the traditional methods of requirements gathering, analysis, and design with prototyping and modeling, the prototyping and modeling allow the team to prove the application components faster than traditional methods such as waterfall. The advantage of this method is it facilitates rapid development by eliminating design overhead. It’s disadvantage is that in eliminating design overhead it also eliminates much of the safety net which prevents requirements from being improperly interpreted or missed altogether.

RAD is suitable for projects where the requirements are fairly well known in advance and the data is either an industry or business standard, or already in existence in the organization. It is also suitable for a small development team, or a project where the system can be broken down into individual applications that require small teams. RAD is not suitable for large, complex projects or projects where the requirements are not well understood.

LSD

Lean Software Development, or LSD, applies the principles of waste reduction from the manufacturing world to the business of developing software. The goal of LSD is to produce software in 1/3 the time, on 1/3 the budget, and with 1/3 the defects of comparable methods. Lean does this by applying 7 principles to the endeavor of software development:

1. Eliminate waste

2. Amplify Learning (both technical and business)

3. Decide on requirements as late as possible

4. Deliver as fast as possible

5. Empower the team

6. Build integrity

7. See the whole

Although Lean Manufacturing has been around for some time, its application to the process of developing software is relatively new so I wouldn’t call it a mature process.

LSD would be a suitable method to use where you have a subject matter expert in the method who has some practical experience in applying lean methods to a software development project. “Amplified” learning implies that your development team has a depth of knowledge in the software tools provided, and also a breadth of knowledge that includes an understanding of the business needs of the client. LSD would be suitable for a project where the development team has these attributes.

LSD depends on a quick turnaround and the late finalization of requirements to eliminate the majority of change requests, so will not be suitable for a project where a delayed finalization of requirements will have a poor chance of eliminating change requests, or the size and complexity of the system being developed would prevent a quick turnaround.

Extreme Programming (XP)

Extreme programming places emphasis on an ability to accommodate changes to requirements throughout the development cycle and testing so that the code produced is of a high degree of quality and has a low failure rate in the field. XP requires the developers to write concise, clear, and simple code to solve problems. This code is then thoroughly tested by unit tests to ensure that the code works exactly as the programmer intends and acceptance tests to ensure that the code meets the customer’s needs. These tests are accumulated so that all new code passes through them and the chances for a failure in the field are reduced.

XP requires the development team to listen carefully to the needs and requirements of the customer. Ambiguities will be clarified by asking questions and providing feedback to the customer which clarifies the requirements. This ability implies a certain degree of familiarity with the customer’s business; the team will be less likely to understand the customer’s needs if they don’t understand their business.

The intent of XP is to enhance coding, testing, and listening to the point where there is less dependency on design. At some point it is expected that the system will become sufficiently complex so that it needs a design. The intent of the design is not to ensure that the coding will be tight, but that the various components will fit together and function smoothly.

XP would be a suitable software development method where the development team is knowledgeable about the customers business and have the tools to conduct the level of testing required for this method. Tools would include automated unit testing and reporting tools, issue capture and tracking tools, and multiple test platforms. Developers who are also business analysts and can translate a requirement directly to code are a necessity because design is more architectural than detail. This skill is also required as developers implement changes directly into the software.

XP won’t be suitable where the development team does not possess business analysis experience and where testing is done by a quality assurance team rather than by the development team. The method can work for large complex projects as well as simple smaller ones.

There is no law that states you must choose one or the other of these methodologies for your software project. The list I’ve given you here is not a totally comprehensive list and some methodologies don’t appear on it (e.g. Agile) so if you feel that there is some other methodology that will better suit your project, run with it. You should also look at combining some of the features of each of these methods to custom make a methodology for your project. For example, the desire to eliminate waste from the process of developing software is applicable to any method you choose and there is likely waste that could be eliminated in any development shop.

Be careful to choose a methodology that is a good fit for your team, stakeholders, and customer as well as your project. Bringing in a new development methodology that your team will struggle to learn at the same time they are trying to meet tight deadlines is not a good idea. On the other hand, if you have the latitude you may want to begin learning a new method with your project.

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Why Architectural Drafting Is Common in Architectural Design

For architectural design projects, while there is the emphasis on using 3D models and architectural BIM modeling, the time-tested practice of using architectural drafting and 2D technical drawings is still commonplace in the AEC industry. Architectural drafting has evolved from the drawing board to computer-aided design and drafting (CAD) software programs. Drafting practices help to provide architectural construction drawings that include the technical details of architectural, structural and electrical elements required for the construction of a building. To understand the stage at which architectural drafting takes place, the workflow of a building design lifecycle must be considered.

The basic workflow of an architectural design project starts with the architect creating a conceptual plan which is usually modelled into architectural 3D models and rendered as photorealistic images for marketing and presentation to clients and customers.

Once the conceptual design is approved by the client, the design is then progressed into more detail and shared with other parties such as structural and MEP engineers. The way in which the design is progressed for the ‘design development’ phase by an architect lends itself to two options, either to develop a 3D model with more detail and then create subsequent sheets and details using a 3D tool such as Revit or AutoCAD, or as is still commonplace, to develop the concept design in 2D using more traditional methods. From the conceptual plans provided by architects and engineers, a drafter can convert these designs using CAD software programs to create technical drawings.

Architectural drafting is the process of creating technical drawings which include the floor plan, sections, elevations, detailed drawings and other documents in a construction drawing set (CD Set), which are typically required for the construction of a building.

The difference between Architectural Drafting and Modelling

Architectural drafting refers to creating 2D technical drawings and architectural construction drawings which are mainly used by contractors and consultants on site. Architectural 3D modelling refers to creating 3D models and renders of photorealistic images which are mainly used to present the architectural design for marketing purposes and then progressed from there to create the 2D technical drawings, in effect feeling like an extra stage (the 3D modelling element). The main software used for drafting, to create 2D technical drawings is AutoCAD while modellers use Revit and ArchiCAD to create 3D models and rendered images. Architectural draftsmen need to have basic 2D and 3D software knowledge such as AutoCAD and knowledge of technical codes and drafting guidelines specified by organisations such as American National Standards Institute (ANSI), American Society of Mechanical Engineers (ASME), American Design Drafting Association (ADDA), Public Works Government Services Canada (PWGSC), National Institute of Building Sciences (NIBS), BSI British Standards Institute and Standards Australia Code AS1100. Architectural modellers need to have a deeper understanding of architectural, building and construction concepts and experience with 3D software programs such as Revit and ArchiCAD.

Why Architectural Drafting is still Common in Architectural Design Practices

Architectural 3D models are preferred by architects and designers because they provide a 3D perspective of the conceptual plan of the building; it makes management of project data easier and allows for design changes on the go. However, construction companies that require technical specifications of the architectural project prefer 2D technical drawings and architectural construction drawings because they provide accurate details required for construction, most of the resources involved in construction understand 2D drawings, there are no issues with compatibility of software as compared to when using 3D models and it is a suitable solution to meet the budgetary requirements of a construction project. Some of the reasons why architectural drafting is preferable by several construction companies include:

• Suitable as per construction requirements – In some building projects, 2D technical drawings or architectural CAD drawings are sufficient to complete construction, where additional information that 3D models provide is not required. A construction drawing set (CD set) includes all the floor plans, elevations, sections and detailed drawings required for construction. Technical codes, symbols and other additional information such as the type of material are provided in technical drawings. Therefore, construction companies find 2D technical drawings sufficient to successfully complete construction.

• Availability of technical resources – Not all companies have technical resources to deliver 3D models. While drafting teams are qualified to work on AutoCAD to deliver 2D technical drawings, they may not be qualified to work on Revit to deliver 3D models. In the construction industry, the availability of drafting teams who can provide 2D technical drawings is ample compared to companies that provide 3D modelling services.

• Availability of software – The adoption of new software and practices is gradual and slow in the construction industry. The software used in building projects varies from country to country. Some countries use ArchiCAD and AutoCAD Architecture instead of Revit, therefore leading to the incompatibility of project data. 2D technical drawings in AutoCAD are widely used and compatible making it a preferred option to Revit 3D models.

• Suitable as per cost and budgetary requirements – In most cases, construction companies do not find the need to invest more in 3D models, when drafting solutions provide detailed technical drawings which are sufficient and relevant enough for construction. There is also the added investment in resources that are competent enough to understand and implement architectural 3d models on-site.

While architectural 3D modelling and BIM modelling provide design-related information typically required for architects and designers in the design stage of the building project lifecycle, architectural drafting provides technical drawings that are not just about aesthetics but about high-performance detailing of construction elements. Architectural CAD drawings specifically communicate the design intent and help in the construction of buildings which companies find relevantly sufficient over 3D models. Even as construction companies will need to eventually evolve to combining the use of 2D technical drawings and architectural 3D models until then, the time-tested practice of using architectural drafting and drawing solutions in construction is here to stay.

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Mortgage Loan Origination Software – 10 Functions of Mortgage Banking

Regardless of a mortgage lending organizations’ size, mortgage loan software, data security solutions and automation tools and services should be able to assist with mortgage loan automation requirements. In today’s chaotic mortgage lending environment origination and document security systems need to be easily configured to emphasize a company’s special needs and increase efficiencies across all aspects of the loan origination process, allowing lenders to increase quality and productivity.

Technology-driven automation is the key to succeeding in the increasingly complex, deeply scrutinized mortgage industry. Web-based (Software-as-a-Service), Enterprise mortgage software that supports the ten primary functions in mortgage banking will provide lenders with the necessary competitive advantages to succeed in today’s mortgage industry.

Ten Primary Functions in Mortgage Banking

  1. Mortgage Web site design, implementation, and hosting to provide product, service, loan status, and company information to mortgage customers and business partners
  2. Online loan applications for gathering information from borrowers and business partners that issue loan terms, disclosures, and underwriting conditions
  3. Loan origination software for managing loan data, borrower data, property data, general status reporting, and calculations
  4. Interface systems to send and receive data from real estate service providers, such as credit reports, flood determinations, automated underwriting, fraud detection, and closing documents
  5. Internal automated underwriting system that is simple enough for originators and sophisticated enough for underwriting portfolio loan products
  6. Document generation for applications, upfront disclosures, business processes, and closing documents
  7. Integrated imaging that is used from loan origination to investor delivery and for file archiving
  8. Interest rate and fee generation along with program qualification guidelines
  9. Secondary marketing data tools to track loan revenue and investor relationships, including warehouse line management and interim servicing to complete the back-office system
  10. Reporting such as loan delivery, year-end fee reporting, and HMDA reporting for loan application disposition

Web-Based, enterprise mortgage software that supports the ten primary functions of mortgage banking simplifies compliance, maximizes operational efficiencies, and increases profitability.

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7 Top Reasons Why You Need to Upgrade the Memory For Your Computer

Are you dissatisfied with the way your computer works at a snail's pace? Do you have trouble running multiple programs at a time in a multitasking Operating System like Windows? Does it take ages for your computer to run programs? Can you take a coffee break while your computer opens an icon that you double-clicked? Do games and other resource-intensive programs frequently crash on your computer? If your answer to all these questions is a YES, then you need to think about upgrading your computer.

Upgrading your computer is not a joke, as random upgrades can be quite expensive. A processor upgrade frequently involves upgrading several other components to keep in pace with changes in technology and could be one of the most expensive options. Upgrading other components like graphics card or sound card alone is also not the optimal solution as performance improvement is limited to these areas alone.

Here are some reasons why it makes sense to upgrade the memory in your computer:

1. Cost-Performance Benefit – The upgrade cost versus performance boost ratio is greatest for a memory upgrade as compared to other component upgrades.

2. Programs Run Faster – The availability of RAM can speed up programs and save significant time hitherto wasted while waiting for a response from the computer.

3. Better Multitasking – Multitasking environments like Windows highly heavily on memory to function and increasing memory can provide better performance especially with concurrent running programs.

4. Enhanced Entertainment – Gaming and streaming media applications can benefit tremendously in both performance and speed by a memory upgrade.

5. Advanced Hardware and Software – With increase in memory capacity by upgrading, newer hardware and software components that went hitherto unused due to less memory can now be used.

6. Delay Costlier Upgrades – Memory upgrades to improve performance can defer other upgrades like processor upgrade that necessitate greater expenditure through a major revamp of the computer.

7. Improvement in Data Access Speed ​​- Greater amount of RAM can improve the speed at which the processor does data access and significantly increase the speed of execution.

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How To Select The Best Credit Repair Software

Credit repair software tools are available to assist both credit repair agencies and/or individual consumers with credit repair. Ideally, such repair software is user-friendly and allows the user to point and click to a series of questions, and subsequent options, to engage in the process of credit repair by challenging credit reports from the major credit bureaus.

There are many software companies to choose from. Some claim to be the “best” while others claim to have the “absolute best credit repair software on the planet.” They all provide a unique service with even more unique and distinct features. The issue that you need to consider most when selecting credit repair software is which feature set will benefit you the most. So let’s take a look at steps that will help you select the proper software package for you.

1. Try to find a product with good technical support. A proper credit repair software program behaves like other expert software. This means 24/7 technical assistance, recurring software updates, sufficient help/manual documentation, etc.

2. Your credit repair software must adhere to your personal needs. A lot of these products have numerous add-ons, bonuses and other things which you would be paying for, but may not need. For example, some vendors cater to credit professionals, so they have functionalities on client management, etc, which you don’t need as a home user. On the other hand, you might need financial tips or the automatic reminder system.

3. Keep in mind, that you may have to write letters and that you are a unique customer with a unique address, account number, social security number, and story behind your dispute, which will have to be inside the letter. This single activity will take you many hours to complete. Try to find a software that already has pre-loaded dispute letters. Then once the software has automatically extracted those disputes from the above mentioned credit report providers, this software will in turn suggest the appropriate dispute letter automatically within just a few seconds. Just imagine the hours, and amount of money you can save by just this feature alone. Most people have to hire or outsource this kind of work because their software does not do it automatically. So not only will you save time but you will also save money by not having to outsource the work.

4. Rank available packages through analyzing pros/cons/cost. Once you have a short list of possible software packages, try to rank them by analyzing the pros and cons of each, as well as comparing the cost to your budget.

5. See if there is a trial period for the software that you select. Now that you have selected which package you feel would be the best fit for you, make sure that there is a money back guarantee so that you can return it if you are not satisfied with the performance.

The more you work on your credit repair, the more that it will demand of your time. This is why it is extremely important to choose the best credit repair software available to help you automate the process as much as possible. Choosing the right software package for your needs can save you lots of time. Working with automated software can be compared to driving a car to a distant destination, versus walking there. One way will be significantly faster than the other. Repairing your credit will be much more difficult if you are not using an organized system.

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Medical Coding History – From Paper to Medial Coding Software

If we define medical coding as the assignment of alphanumerical characters to diagnoses, diseases, and treatments, then medical coding has been traced back to the 1600s in England with the London Bills of Mortality. A more standardized system of coding was developed for classifying death at the tail end of the 19th century. In 1893, Jacque Bertillon, a statistician, created the Bertillon Classification of Causes of Death, a system which was eventually adopted by 26 countries at the beginning of the 20th century. Shortly after the Bertillon Classification system was implemented, people began discussing the possibility of expanding the system beyond mortality as a way of tracking diseases.

By the middle of the 20th century, the World Health Organization (WHO) adopted a goal of a single global classification system for disease and mortality, entitled the International Classification of Diseases, Injuries, and Causes of Death (ICD). This classification system is updated every 10 years. The latest revision, ICD-10, is scheduled for adoption in the United States in 2013.

What started out as a small set of medical codes has evolved into a complex system that was initially standardized by the American Medical Association back in 1966 with current procedure codes (CPT) codes that are updated annually.

In the late 1970s, the Healthcare Common Procedure Coding System (HCPCS) was developed based on CPT. HCPCS has three levels of codes: Level One is the original CPT system. Level Two codes are alphanumeric and include non-physician services such as ambulances and other transportation as well as patient devices such as prosthetic devices. Level Three codes were developed as local codes, and were discontinued in 2003 in order to keep all codes relevant worldwide.

Recently, medical coding systems have been expanded to include other medical specialties. For example, there are coding systems related to disabilities, the dental field, prescription drugs, and mental health.

As the coding systems have become more complex and diverse, the need for training of medical coders has grown exponentially. Private training schools and public colleges throughout the country have developed certification programs. In order to be awarded a certificate, students must obtain a two-year degree from an accredited medical coding school and pass an exam given by the AHIMA.

Over the past 20 years, many coding processes have shifted from a paper-based system to a computer-based system using medical coding software and medical billing software. Many companies sell complete medical software-based coding solutions and myriad of products for specific medical disciplines, such as products that are specifically tailored to skilled nursing facilities, physicians, hospitals, surgery, cardiology, and more.

As medical facilities and professionals begin preparing for the conversion to ICD-10 in 2013, the need for more sophisticated medical coding software solutions and qualified medical coders will continue to grow.

CPT is a registered trademark of the American Medical Association.

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Best Windows 7 Optimizer That Can Stabilize and Improve Your Computer Performance

A system optimizer is a software designed to maintain the performance of your computer, fix software related problems and keep your computer stable and secure. The need of a system optimizer software in Microsoft Windows7 operating system is high. This is because Windows 7 itself is unable to maintain all the mentioned aspects without the help of third-party products.

We are going to learn what exactly Windows 7 optimizer software is.

The best Windows 7 optimizer software shall include all the following features:

1. Registry Cleaner to fix the registry related issues

2. System Cleaner to clean unnecessary stuff and free-up the disk space

3. Registry Defragmenter to defrag the system registry

4. Startup Manager to control the programs running when you turn on your computer

5. Backup & Restore feature to restore unfavourable registry changes

“Registry Cleaner” to Fix the Registry Related Issues

Windows Registry is a vital component in Microsoft Windows 7. It contains information stored by your operating system and installed software. For example, the default settings, changes you made to your computer, system information, runtime data, etc. are stored.

Registry Cleaner is a software that finds the junk entries in the registry, and repairs them as far as possible. Unfortunately, Windows 7 does not include a built-in registry cleaner. The registry cleaner software included in the best Windows 7 optimizer lets you scan the genuine registry problems and correct them. It thereby helps avoiding many runtime errors and problems, such as, File Not Found, etc.

“System Cleaner” to Clean Unnecessary Stuff and Free-Up the Disk Space

A System Cleaner software lets you find the files and stuff that have unnecessarily occupied the hard disk space.

The tasks, like installing a program, uninstalling, repairing or updating the existing programs, and even just running the installed programs many times create temporary files, log files that need not be kept after the corresponding operation is performed. Sadly, many programs do not itself delete such files and stuff and thus your hard disk space is used for such unproductive stuff. Using a system cleaner software included in best Windows 7 optimizer, you can easily and safely delete such temporary stuff.

“Registry Defragmenter” to Defrag the System Registry

You know the importance of the registry in Windows 7 operating system, as already discussed. The continuous access of a number of programs to the registry results in its fragmentation. It reduces the system performance and freezes your computer.

The best Windows 7 optimizer software includes a registry defragmenter that enables analyzing the registry fragmentation and afterwards defrags it. A reboot is required to perform this process and all other running programs and services must be terminated.

“Startup Manager” to Control the Programs when you Turn on your Computer

Running too many programs at the Windows startup, results in system freezing and slow performance. A Startup Manager, included in best Windows 7 optimizer, lets you monitor and control the programs that run each time your computer is started. It lets you disable or delete the unwanted program entries and enable only those who are necessary.

Backup & Restore Feature to Restore the Unfavourable Registry

While doing all the above steps, care must be taken that you have followed some precautionary measures first, so that any unfavourable registry change can be later restored and unwilling situations can be easily avoided. The best Windows 7 optimizer should include such a feature.

Best Windows 7 Optimizer Recommended by Worldwide Experts

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